Do not write your pin number on your debit card or in your wallet. This is very, very important when writing cheques. Try your ATM card there.
Cheque will be returned by registered mail to customer registered address in bank's record. Are there cheque currencies not accepted for deposit?This is to secure that if you have a credit card account, you will not be a liability to the bank but will be able to pay off the card. Ask about the charges you can expect to pay on your account or for services you will use regularly. It must be deposited into the receiver's account and the money will be available the next day. The money will be available in just days. There is usually a fee to use a machine if you don't have an account with that bank. You will be able to pay for a multitude of things on a credit card. If you bring money over with a demand draft, it will take about one month before those funds would be available to you. Hong Kong is seems to run on charge cards and they are accepted almost everywhere, so it may be wiser to charge everything until you have a bank account set up. Or she would have to deposit it in her account and wait until the cheque cleared in order to get the money. It usually takes about two days for a T. You can go to any branch to set up your account. Most other accounts are less.
If you bring US dollars and change it into HK dollars, you will receive the bank exchange rate. Choose a password made up of letters and numbers, and don't choose a password that is easy to guess, such as your birthdate, spouses name, etc.
Or she would have to deposit it in her account and wait until the cheque cleared in order to get the money.
You can go to any branch to set up your account. It is NOT wise to send your credit card information via e-mail as that is not a secure source. Just be sure you are talking to the real company.If you are writing a cheque to just one person, you must put two lines across the upper left hand corner or two short lines vertically through the center of the cheque. If you are applying for a credit card, you will need proof of income or a Reference letter from your old bank verifying that you are a good customer. Exchange Money For the most favorable rates, it depends on your situation. Please clarify with the cheque issuer Awaiting Banker's Confirmation: It is pending issuer's bank confirmation to release the payment In such cases, you will have to liaise with the cheque issuer for the next course of action. There is usually a minimum amount required to start an account. There is no charge for that. However, some people complain that there are a lot of bank charges. Third party risk insurance for buying a car can be purchased here. If your wallet is stolen, immediately cancel your credit cards with your bank and inform the police. Will the bank charge me if other currencies non-SGD and USD non-local clearing cheque that I deposited is returned because of unsuccessful clearing? You will be charged a service fee from your bank, but you will get a better exchange rate. There will be ATMs at the airport once you have passed Immigration and are out in the main hall. HSBC is a fantastic bank because it is large, solid, has ATMs and branches all over Hong Kong and in every MTR station, has multi-currencies available for when you travel, and provides many other services. When I closed my account, I left instructions for the bank to leave my account open for a month to help clear any outstanding debts and then mail me a cashier's cheque to my new home. It usually takes about two days for a T.
A representative will be able to point out the benefits of their many accounts and which one would be best for you. Travellers cheques get a lower rate than cash and are hard to cash at banks.